{"id":3378,"date":"2025-06-23T22:55:20","date_gmt":"2025-06-23T22:55:20","guid":{"rendered":"https:\/\/pension-research.is\/?p=3378"},"modified":"2025-10-02T11:15:53","modified_gmt":"2025-10-02T11:15:53","slug":"price-fyrirlestur-um-askoranir-i-umonnun-aldradra-i-evropu","status":"publish","type":"post","link":"https:\/\/pension-research.is\/en\/price-fyrirlestur-um-askoranir-i-umonnun-aldradra-i-evropu\/","title":{"rendered":"PRICE fyrirlestur um \u00e1skoranir \u00ed um\u00f6nnun aldra\u00f0ra \u00ed Evr\u00f3pu (uppf\u00e6rt me\u00f0 helstu ni\u00f0urst\u00f6\u00f0um)"},"content":{"rendered":"<div class=\"elementor-widget-container\">\n<p>\u00deann fyrsta september 2025 var fyrirlestur \u00e1 vegum ranns\u00f3knarstofnunnar l\u00edfeyrism\u00e1la \u00fear sem <strong>Svend E. Hougaard Jensen<\/strong>, pr\u00f3fessor \u00ed hagfr\u00e6\u00f0i vi\u00f0 Copenhagen Business School og f\u00e9lagi \u00ed Bruegel hugveitunni \u00ed Brussel, fjalla\u00f0i um \u00e1skoranir \u00ed um\u00f6nnun aldra\u00f0ara \u00ed Evr\u00f3pu.<\/p>\n<p>Me\u00f0 h\u00e6kkandi l\u00edfaldri og minni frj\u00f3semi mun hlutfall \u00feeirra sem eru 85 \u00e1ra og eldri \u00ferefaldast fyrir n\u00e6stu aldam\u00f3t, me\u00f0 tilheyrandi \u00fer\u00fdstingi \u00e1 \u00fej\u00f3nustu vi\u00f0 aldra\u00f0ra (e. long-term care, LTC). \u00cd Danm\u00f6rku og Frakklandi hefur \u00feegar myndast \u00fej\u00f3nustufall vi\u00f0 aldra\u00f0a (e. care gap), en um 40% a\u00f0spur\u00f0a kve\u00f0ast ekki f\u00e1 fulln\u00e6gjandi \u00fej\u00f3nustu. Me\u00f0 fyrirs\u00e9\u00f0um breytingum \u00ed aldurssamsetningu \u00fej\u00f3\u00f0a m\u00e1 b\u00faast vi\u00f0 a\u00f0 hlutfalli \u00feeirra sem kve\u00f0ast ekki f\u00e1 fulln\u00e6gjandi \u00fej\u00f3nustu h\u00e6kki, ver\u00f0i ekki teki\u00f0 \u00ed taumana.<\/p>\n<p>Kynning Jensens benti \u00e1 kerfisl\u00e6g vandam\u00e1l \u00feegar kemur a\u00f0 \u00fev\u00ed a\u00f0 la\u00f0a starfsmenn a\u00f0 geirum sem starfa vi\u00f0 \u00fej\u00f3nustu vi\u00f0 aldra\u00f0a. \u00deetta endurspeglast \u00ed h\u00e1u hlutfalli starfsmanna sem vinna \u00ed hlutastarfi, l\u00e1gum eftirlaunaaldri og h\u00e6rri t\u00ed\u00f0ni veikindadaga. Til a\u00f0 b\u00e6ta gr\u00e1u ofan \u00e1 svart eru launin \u00ed sumum tilfellum ekki samkeppnish\u00e6f sem lei\u00f0ir til atgervisfl\u00f3tta. \u00d3formleg \u00fej\u00f3nusta vi\u00f0 aldra\u00f0a sem t.a.m. fj\u00f6lskyldume\u00f0limir framkv\u00e6ma hefur einnig dregist saman. \u00dea\u00f0 g\u00e6ti veri\u00f0 vegna sm\u00e6rri fj\u00f6lskyldust\u00e6r\u00f0ar, h\u00e6rri skilna\u00f0art\u00ed\u00f0ni, aukinnar \u00fe\u00e1ttt\u00f6ku kvenna \u00e1 vinnumarka\u00f0i og aukinnar landfr\u00e6\u00f0ilegrar fjarl\u00e6g\u00f0ar barna og foreldra.<\/p>\n<p>Evr\u00f3pur\u00edki hafa teki\u00f0 til \u00fdmissa r\u00e1\u00f0a til a\u00f0 auka frambo\u00f0 \u00fej\u00f3nustustarfsmanna vi\u00f0 aldra\u00f0a, \u00fear m\u00e1 telja til h\u00e6kkun launa, b\u00e6tt vinnuumhverfi, aukin m\u00f6guleiki \u00e1 starfs\u00fej\u00e1lfun, fj\u00e1rfestingar \u00ed innvi\u00f0um og stafr\u00e6nar lausnir. Jensen raki einnig \u00f3hef\u00f0bundnari lausir \u00e1 vandanum, t.a.m. hafa \u00de\u00fdskaland og Danm\u00f6rk hafa teki\u00f0 upp s\u00e9rst\u00f6k l\u00e1gmarkslaun \u00ed geiranum og skuldbundi\u00f0 sig vi\u00f0 a\u00f0 gera starfi\u00f0 meira a\u00f0la\u00f0andi. Sl\u00f3ven\u00eda og \u00cdtal\u00eda standa \u00ed str\u00f6ngu vi\u00f0 heildarendurskipulagningu \u00e1 LTC kerfum s\u00ednum. Einnig eru til l\u00f6nd \u00fear sem \u00feeir sem sinna \u00f3formlegri \u00fej\u00f3nustu vi\u00f0 aldra\u00f0a f\u00e1 stu\u00f0ning, t.d. me\u00f0 launu\u00f0u leyfi. Minna hefur veri\u00f0 um a\u00f0ger\u00f0ir sem mi\u00f0ast a\u00f0 \u00fev\u00ed a\u00f0 draga \u00far eftirspurn eftir LTC \u00fej\u00f3nustu, en \u00fear g\u00e6ti heilbrig\u00f0ur l\u00edfst\u00edll veri\u00f0 \u00ed lykilhlutverki.<\/p>\n<p>Umr\u00e6\u00f0ur \u00ed sal sneru a\u00f0 einhverju leyti a\u00f0 hlutverk kvenna \u00ed \u00f3formlegri \u00fej\u00f3nustu vi\u00f0 aldra\u00f0a \u00ed samhengi vi\u00f0 kynjajafnr\u00e9tti. Einnig var r\u00e6tt um hversu erfi\u00f0 LTC st\u00f6rf geta veri\u00f0 og \u00fev\u00ed ekki fur\u00f0a a\u00f0 erfitt reynist a\u00f0 halda h\u00e6fu starfsf\u00f3lki \u00ed greininni.<\/p>\n<\/div>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>Eldri augl\u00fdsing vi\u00f0bur\u00f0arins og \u00fatdr\u00e1ttur:<\/p>\n<div class=\"elementor-widget-container\">\n<p><strong>Svend E. Hougaard Jensen (Copenhagen Business School) mun halda fyrirlestur \u00ed fyrirlestrasal \u00dej\u00f3\u00f0minjasafnsins 1. september fr\u00e1 12-13.30:<\/strong><\/p>\n<p>&nbsp;<\/p>\n<\/div>\n<p style=\"text-align: center;\">Svend E. Hougaard Jensen<\/p>\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-element elementor-element-348f8d24 elementor-widget elementor-widget-theme-post-content\" data-id=\"348f8d24\" data-element_type=\"widget\" data-widget_type=\"theme-post-content.default\">\n<div class=\"elementor-widget-container\">\n<p style=\"text-align: center;\"><strong>Hj\u00fakrun aldra\u00f0ra \u00ed Evr\u00f3pu: \u00c1skoranir \u00ed m\u00f3tun stefnu til langs t\u00edma<\/strong><\/p>\n<p>&nbsp;<\/p>\n<\/div>\n<p data-start=\"0\" data-end=\"445\">Breytt aldurssamsetning mun hafa margv\u00edsleg hagr\u00e6n \u00e1hrif, auk \u00feess a\u00f0 hafa bein \u00e1hrif \u00e1 um\u00f6nnun aldra\u00f0ra \u00e1 hj\u00fakrunarheimilum.\u00a0 \u00deegar er fari\u00f0 a\u00f0 bera \u00e1 \u00fev\u00ed a\u00f0 eftirspurn eftir sl\u00edkri \u00fej\u00f3nustu fari fram \u00far frambo\u00f0i \u00ed m\u00f6rgum l\u00f6ndum ESB, sem hefur leitt til svokalla\u00f0s \u201eum\u00f6nnunarbils\u201c. \u00c1n umfangsmikilla umb\u00f3ta er gert r\u00e1\u00f0 fyrir a\u00f0 \u00feetta bil st\u00e6kki enn frekar, sem g\u00e6ti \u00f3gna\u00f0 l\u00edfsg\u00e6\u00f0um aldra\u00f0ra, auki\u00f0 kynjamisr\u00e9tti og haft verulegan efnahagslegan kostna\u00f0 \u00ed f\u00f6r me\u00f0 s\u00e9r.<\/p>\n<p data-start=\"447\" data-end=\"927\" data-is-last-node=\"\" data-is-only-node=\"\">\u00cd \u00feessu erindi ver\u00f0ur fjalla\u00f0 um n\u00fdlegar umb\u00e6tur sem mi\u00f0a a\u00f0 \u00fev\u00ed a\u00f0 minnka \u00feetta um\u00f6nnunarbil me\u00f0 \u00fev\u00ed a\u00f0 hafa \u00e1hrif \u00e1 b\u00e6\u00f0i eftirspurn og frambo\u00f0 \u00e1 \u00fej\u00f3nustu vi\u00f0 aldra\u00f0a. Me\u00f0 \u00fev\u00ed a\u00f0 sko\u00f0a n\u00fdjustu stefnum\u00f3tun og umb\u00e6tur, sem me\u00f0al annars mi\u00f0a a\u00f0 \u00fev\u00ed a\u00f0 auka a\u00f0dr\u00e1ttarafl starfa \u00ed greininni, er markmi\u00f0 erindisins a\u00f0 varpa lj\u00f3si \u00e1 hver stefna stj\u00f3rnvalda er \u00ed \u00feessum m\u00e1laflokki og l\u00fdsa \u00feeim a\u00f0ger\u00f0um sem gripi\u00f0 hefur veri\u00f0 til til a\u00f0 breg\u00f0ast vi\u00f0 aukinni um\u00f6nnunar\u00fe\u00f6rf.<\/p>\n<\/div>\n<\/div>\n<p data-start=\"447\" data-end=\"927\" data-is-last-node=\"\" data-is-only-node=\"\"><strong>Svend E. Hougaard Jensen<\/strong> er pr\u00f3fessor \u00ed hagfr\u00e6\u00f0i vi\u00f0 Copenhagen Business School (CBS), forst\u00f6\u00f0uma\u00f0ur Pension Reserach Centre (PeRCent) vi\u00f0 CBS og f\u00e9lagi \u00ed Bruegel hugveitunni \u00ed Brussel.\u00a0 Ranns\u00f3knir hans fjalla um \u00e1hrif breyttrar aldurssamsetningar \u00fej\u00f3\u00f0a \u00e1 \u00fej\u00f3\u00f0hagsst\u00e6r\u00f0ir; opinber l\u00edfeyriskerfi og l\u00edfeyrissj\u00f3\u00f0i; opinber fj\u00e1rm\u00e1l innan ESB; r\u00edkisskuldir; fj\u00e1rm\u00e1last\u00f6\u00f0ugleika; og hagstj\u00f3rn. Hann hefur birt fj\u00f6lda ritger\u00f0a og b\u00f3ka um \u00feessi efni. Svend hefur starfa\u00f0 sem r\u00e1\u00f0gjafi fyrir Al\u00fej\u00f3\u00f0abankann og stj\u00f3rn ESB. Svend lauk MSc (Econ) pr\u00f3fi fr\u00e1 h\u00e1sk\u00f3lanum \u00ed Aarhus, MA (Econ) pr\u00f3fi fr\u00e1 University of Manchester og Ph.D. (Econ) pr\u00f3fi fr\u00e1 London Business School.<\/p>","protected":false},"excerpt":{"rendered":"<p>\u00deann fyrsta september 2025 var fyrirlestur \u00e1 vegum ranns\u00f3knarstofnunnar l\u00edfeyrism\u00e1la \u00fear sem Svend E. Hougaard Jensen, pr\u00f3fessor \u00ed hagfr\u00e6\u00f0i vi\u00f0 Copenhagen Business School og f\u00e9lagi \u00ed Bruegel hugveitunni \u00ed Brussel, fjalla\u00f0i um \u00e1skoranir \u00ed um\u00f6nnun aldra\u00f0ara \u00ed Evr\u00f3pu. Me\u00f0 h\u00e6kkandi l\u00edfaldri og minni frj\u00f3semi mun hlutfall \u00feeirra sem eru 85 \u00e1ra og eldri \u00ferefaldast fyrir [&hellip;]<\/p>","protected":false},"author":3,"featured_media":178,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[11],"tags":[],"class_list":["post-3378","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-vidburdir","wpbf-post"],"acf":[],"_links":{"self":[{"href":"https:\/\/pension-research.is\/en\/wp-json\/wp\/v2\/posts\/3378","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pension-research.is\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pension-research.is\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pension-research.is\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/pension-research.is\/en\/wp-json\/wp\/v2\/comments?post=3378"}],"version-history":[{"count":6,"href":"https:\/\/pension-research.is\/en\/wp-json\/wp\/v2\/posts\/3378\/revisions"}],"predecessor-version":[{"id":3504,"href":"https:\/\/pension-research.is\/en\/wp-json\/wp\/v2\/posts\/3378\/revisions\/3504"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pension-research.is\/en\/wp-json\/wp\/v2\/media\/178"}],"wp:attachment":[{"href":"https:\/\/pension-research.is\/en\/wp-json\/wp\/v2\/media?parent=3378"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pension-research.is\/en\/wp-json\/wp\/v2\/categories?post=3378"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pension-research.is\/en\/wp-json\/wp\/v2\/tags?post=3378"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}