Herdis is an Associate Professor in Economics at Copenhagen Business School and Assistant Professor at the Department of

Arna Olafsson is an Assistant Professor of Finance at the Department of Finance at Copenhagen Business School, a

Yunus Aksoy is Professor of Economics at Birkbeck Business School, University of London. He is specialised in theoretical

Ulf Nielsson is an associate professor of finance at Copenhagen Business School, as well as holding part-time position

Tinna Laufey Ásgeirsdóttir, Ph.D., is a Professor of Economics and the Director and Principal Investigator of ConCIV (Consortium

Svend E. Hougaard Jensen is Professor of Economics at the Department of Economics at Copenhagen Business School (CBS).

Mike Orszag is global research director at Willis Towers Watson, the global actuarial consulting firm. Orszag has research