Katrín Svava Másdóttir

Katrín Svava Másdóttir completed a BS degree in Economics at the University of Iceland in the spring of 2019 and also studied at Bocconi University in Milan, Italy, in the autumn of 2018. She graduated with an MSc degree in International Trade, Finance, and Development from the Barcelona School of Economics in the summer of 2021 and has been working at the Central Bank of Iceland since November 2021. She began her doctoral studies at Copenhagen Business School in the autumn of 2025. Her research focuses on the determinants of national savings, with a special emphasis on pension savings. She will also examine the effects of changes in the Central Bank’s interest rates on household saving, taking into account different types of loan structures, with particular focus on the impact on voluntary private pension savings. Additionally, she will investigate the effect of pre-inherited wealth on households’ propensity to save.